One of two core programs that CAPRI provides to our membership is the Liability Program.  Our program offers coverage up to $25 million per occurrence for certain third party liability claims including personal injury, property damage, automobile liability, employment practices liability, and public official errors and omissions. CAPRI self-funds coverage up to $1,000,000 and losses that exceed…

The CAPRI risk-sharing Property Program protects member properties throughout the State of California.  CAPRI provides coverage for the first $150,000 of coverage, subjected to a $2,000 member deductible, and then CAPRI provides a group purchased commercial insurance policy through the Public Entity Property Insurance Program (PEPIP) that is specifically designed for public entities.

This program affords coverage up to $300 million per occurrence, including volunteer operations as long as each member has issued a resolution covering volunteers. CAPRI self-funds up to $350,000 and losses in excess of this amount are covered by PRISM up to $300 Million per occurrence.

This program offers comprehensive comp and collision for member owned vehicles. CAPRI self-funds losses up to $100,000.

The program offers protection for our members from loss of money and securities as a result of employee dishonesty, embezzlement, forgery and other criminal acts. The Crime Coverage Program provides $1,000,000 in limits for employee theft, forgery or alteration, theft of money and securities, robbery and burglary, computer fraud, funds transfer fraud and money orders and counterfeit paper currency…

This program provides our member’s full-time employees and Board Members along with their families (residents of the same household limited to spouse, children under the age of 18 and parents) with identity fraud coverage. This coverage provides each full-time employee with a limit of liability for one loss of $25,000 and a $0 deductible.

CAPRI has partnered with Golden State Risk Management Agency ("GSRMA"), to offer health and other ancillary benefits to CAPRI Members! The GSRMA-CAPRI program is a competitive alternative to CalPERS and other health administrators.  The coverages include: 

An optional program for members, allows easy access for transferring risk to individuals or groups using public facilities for events such as weddings, athletic events, fairs or parades being held on member’s premises. The program is again designed for public entities, thus, the individual or group using the member’s facilities pays a substantially reduced fee for this insurance. The price is…

As part of an ongoing effort to ensure access to all of our members’ programs and facilities, CAPRI has partnered with Disability Access Consultants (“DAC”) in which liability and property program CAPRI members may receive discounted services related to development and implementation of ADA-compliant transition plans.